Massachusetts law requires all vehicles to have car insurance in order to be registered in Massachusetts. Auto insurance protects you against financial loss in case you are involved in an automobile accident. These financial losses can include damage to your own vehicle, legal responsibility to others for bodily injury or property damages, and medical payment to treat injuries. Generally speaking the insurance industry recommends that your bodily injury liability limits be at least $100,000 per person and $300,000 per occurrence

 

Auto insurance provides property, liability and medical coverage:
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.Auto insurance provides property, liability and medical coverage:

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

 

 

Why do you need auto insurance?
It's really all about protecting yourself financially.

• If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.

• If you or any passengers are injured in an accident, medical costs can be extremely expensive.

• If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.

• Not only is having insurance a prudent financial decision, many states require you to have at least some coverage